Bio


B. Douglas Bernheim is the Edward Ames Edmonds Professor of Economics in the Department of Economics at Stanford University, as well as Department Chair. After completing an A.B. in Economics from Harvard University and a Ph.D. from the Massachusetts Institute of Technology, he joined the Stanford faculty as an Assistant Professor in 1982. He moved to Northwestern University’s J. L. Kellogg Graduate School of Management in 1988, and to Princeton University in 1990, before returning to Stanford in 1994. His awards and honors include election as a fellow of the American Academy of Arts and Sciences, election as a fellow of the Econometric Society, a John Simon Guggenheim Memorial Foundation Fellowship, and an Alfred P. Sloan Foundation Research Fellowship.

Professor Bernheim’s work has spanned a variety of fields, including public economics, behavioral economics, game theory, contract theory, industrial organization, political economy, and financial economics. His notable contributions include the following: in the area of game theory, introducing and exploring the concepts of rationalizability (thereby helping to launch the field of epistemic game theory), coalition-proofness, and collective dynamic consistency (also known as renegotiation-proofness); in the area of incentive theory, introducing and exploring the concepts of common agency and menu auctions, and developing a theory of incomplete contracts; in the area of industrial organization, developing theories of multimarket contact and exclusive dealing; concerning social motives in economics, introducing and exploring the concept of strategic bequest motives, and developing theories of conformity, Veblen effects, and the equal division norm; developing and applying a framework for behavioral welfare economics; developing an economic theory of addictive behaviors; conducting the earliest economic analyses of financial education; and analyzing the conceptual foundations for Ricardian equivalence.

Professor Bernheim is a Research Associate of the National Bureau of Economic Research, a Senior Fellow of the Stanford Institute for Economic Policy Research (SIEPR), and Co-Director of SIEPR's Tax and Budget Policy Program. He has also served as the Director of the Stanford Institute for Theoretical Economics (SITE), and as Co-Editor of the American Economic Review. He is currently serving as Co-Editor of the Handbook of Behavioral Economics.

Academic Appointments


Administrative Appointments


  • Professor of Economics, Princeton University, Department of Economics (2007 - 2008)
  • Edward Ames Edmonds Professor of Economics, Stanford University (2005 - Present)
  • Fellow, Center for Advanced Study in the Behavioral Sciences (2001 - 2002)
  • Guggenheim Fellowship, John Simon Guggenheim Memorial Foundation (2001 - 2002)
  • Senior Fellow, Stanford Institute for Economic Policy Research (1998 - Present)
  • Fellow, American Academy of Arts and Sciences, elected (1997 - 1997)
  • Professor, Department of Economics, Stanford University (1994 - Present)
  • Lewis and Virginia Eaton Professor of Economics, Stanford University (1994 - 2005)
  • Fellowship, ACCF Center for Policy Research (1994 - 1994)
  • Fellow, Econometric Society, elected (1991 - 1991)
  • Professor of Economics and Business Policy, Princeton University, Department of Economics (1990 - 1994)
  • Research Fellow, Alfred P. Sloan Foundation (1987 - 1989)
  • Associate Professor with tenure, Stanford University, Department of Economics (1987 - 1988)
  • Hoover National Fellowship (declined), Hoover Institution (1985 - 1986)
  • Research Fellow, NBER-Olin (1985 - 1986)
  • Faculty Research Fellow, National Bureau of Economic Research (1984 - 1986)
  • Assistant Professor, Stanford University, Department of Economics (1982 - 1987)
  • Graduate Fellowship, National Science Foundation (1979 - 1982)

Honors & Awards


  • Best Article Award, Economic Inquiry, "The Effects of Financial Education in the Workplace: Evidence from a Survey of Employers" (2009)
  • John H. Williams Prize, John H. Williams (1979)
  • Edward Whitaker Memorial Scholarship, Harvard University (1978)
  • College Freshman National Debate Champion, National Debate Tournament (1976)
  • A.B. conferred Summa Cum Laude, Harvard University (1979)

Boards, Advisory Committees, Professional Organizations


  • Member, Frisch Medal Selection Committee, Econometric Society (2012 - 2012)
  • Member, Committee on Economic Education, American Economic Association (2009 - Present)
  • Chair, Committee on Honors and Awards, American Economic Association (2008 - 2011)
  • Member, Nominating Committee, American Economic Association (2008 - 2008)
  • Member, Committee on Honors and Awards, American Economic Association (2006 - 2008)
  • Member, Advisory Committee, Center on Advancing Decision Making in Aging, Stanford University (2005 - Present)
  • Associate editor, American Economic Review (2005 - 2006)
  • Co-editor, American Economic Review (2002 - 2005)
  • Director, Stanford Institute for Theoretical Economics (2001 - 2003)
  • Member, Frisch Medal Selection Committee, Econometric Society (2001 - 2002)
  • Member, Nominating Panel, American Academy of Arts and Sciences (Class III, Section 2- Economics) (2000 - 2000)
  • Associate editor, Journal of Public Economics (1998 - 2002)
  • Co-Director, Tax and Budget Policy Program, Center for Economic Policy Research at Stanford University (1997 - Present)
  • Member, Steering Committee, Social Science Research Council (1997 - 2000)
  • Member, Steering Committee, Economics Training Initiative (1997 - 2000)
  • Chair, Income Sub-Panel (1997 - 1998)
  • Member, Panel on Social Security Privatization, National Academy of Social Insurance (1997 - 1998)
  • Member, Advisory Board , Americans United to Save Social Security (1997 - 1997)
  • Member, Steering Committee, Stanford Institute for Economic Policy Research (1994 - Present)
  • Member, Board of Directors, American Council for Capital Formation, Center for Policy Research (1993 - Present)
  • Member, Board of Directors, Commission on Savings and Investment in America (1993 - 1996)
  • Co-Director, Center for Economic Policy Studies at Princeton University (1993 - 1994)
  • Visiting Scholar, Federal Reserve Banlc of Philadelphia (1991 - 1992)
  • Co-editor, Journal of Financial Intermediation (1989 - 1993)
  • Member, Finance Committee, American Economics Association (1989 - 1990)
  • Associate editor, Econometrica (1987 - 1990)
  • Research Associate, National Bureau of Economic Research (1986 - Present)
  • Associate editor, Quarterly Journal of Economics (1984 - 1990)
  • Elected as Member, Phi Beta Kappa (1978 - Present)

Professional Education


  • Ph.D., Massachusetts Institute of Technology (1982)
  • A.B., Harvard University (1979)

2024-25 Courses


Stanford Advisees


All Publications


  • Candidates, Character, and Corruption AMERICAN ECONOMIC JOURNAL-MICROECONOMICS Bernheim, B. D., Kartik, N. 2014; 6 (2): 205-246
  • Neural Activity Reveals Preferences without Choices AMERICAN ECONOMIC JOURNAL-MICROECONOMICS Smith, A., Bernheim, B. D., Camerer, C. F., Rangel, A. 2014; 6 (2): 1-36

    View details for DOI 10.1257/mic.6.2.1

    View details for Web of Science ID 000335517900001

  • A Framework for the Economic Analysis of Exclusionary Conduct Handbook on International Antitrust Economics Bernheim, B. D., Heeb, R. edited by Blair, R. D., Sokol, D. D. Oxford University Press. 2014
  • A Neoclassical Perspective on Budget Deficits The Economics of Austerity Bernheim, B. D. edited by Konzelmann, S. Edward Elgar Publishing Ltd: London. 2014
  • DO REAL ESTATE BROKERS ADD VALUE WHEN LISTING SERVICES ARE UNBUNDLED? ECONOMIC INQUIRY Bernheim, B. D., Meer, J. 2013; 51 (2): 1166-1182
  • How Strong are Bequest Motives? Evidence Based on Estimates of the Demand for Life Insurance and Annuities The Economics of the Distribution of Wealth Bernheim, B. D. edited by Davies, J. B. Edward Elgar. 2013
  • Do Estate and Gift Taxes Affect the Timing of Private Transfers? The Economics of the Distribution of Wealth Bernheim, D., Lemke, R., Scholz, J. K. edited by Davies, J. B. Edward Elgar. 2013
  • Evidence Based on Estimates of the Demand for Life Insurance and Annuities The Economics of the Distribution of Wealth edited by Davies, J. B. Edward Elgar. 2013
  • The Strategic Bequest Motive The Economics ofthe Distribution of Wealth Bernheim, B. D., Shleifer, A., Summers, L. edited by Davies, J. B. Edward Elgar. 2013
  • Intermediate Microeconomics Bernheim, B. D., Whinston, M. McGraw-Hill,. 2013
  • 100 Years of the American Economic Review: The Top 20 Articles AMERICAN ECONOMIC REVIEW Arrow, K. J., Bernheim, B. D., Feldstein, M. S., Mcfadden, D. L., Poterba, J. M., Solow, R. M. 2011; 101 (1): 1-8
  • Tax Policy and the Dividend Puzzle The Economics of Taxation Bernheim, B. D. edited by Alm, J. Edward Elgar. 2011
  • Emmanuel Saez: 2009 John Bates Clark Medalist JOURNAL OF ECONOMIC PERSPECTIVES Bernheim, B. D. 2010; 24 (3): 183-206
  • THE EFFECTS OF FINANCIAL EDUCATION IN THE WORKPLACE: EVIDENCE FROM A SURVEY OF EMPLOYERS ECONOMIC INQUIRY Bayer, P. J., Bernheim, B. D., Scholz, J. K. 2009; 47 (4): 605-624
  • SOCIAL IMAGE AND THE 50-50 NORM: A THEORETICAL AND EXPERIMENTAL ANALYSIS OF AUDIENCE EFFECTS ECONOMETRICA Andreoni, J., Bernheim, B. D. 2009; 77 (5): 1607-1636

    View details for DOI 10.3982/ECTA7384

    View details for Web of Science ID 000271236300008

  • BEYOND REVEALED PREFERENCE: CHOICE-THEORETIC FOUNDATIONS FOR BEHAVIORAL WELFARE ECONOMICS QUARTERLY JOURNAL OF ECONOMICS Bernheim, B. D., Rangel, A. 2009; 124 (1): 51-104
  • A Solution Concept for Majority Rule in Dynamic Settings REVIEW OF ECONOMIC STUDIES Bernheim, B. D., Slavov, S. N. 2009; 76 (1): 33-62
  • Behavioral Welfare Economic Journal of the European Economic Association Bernheim, B. D. 2009; 7 (2 - 3): 267 - 319
  • Neuroeconomics: A Sober (but Hopeful) Appraisal AEJ: Microeconomics Bernheim, B. D. 2009; 1 (2): 1 - 41
  • Addiction and Cue-Triggered Decision Processes The New Behavioral Economics Bernheim, B. D. edited by Khalil, E. L. Edward Elgar Publishing, Ltd.. 2009
  • Menu Auctions, Resource Allocation The Economics of Contracts Bernheim, B. D., Whinston, M. edited by Bolton, P. Edward Elgar. 2009
  • Addiction and Cue-Triggered Decision Processes The Economics of Health Behaviours Bernheim, B. D. edited by Cawley, J. H., Kenkel, D. S. Edward Elgar Publishing Ltd. 2008
  • The Psychology and Nuerobiology of Judgment and Decision-Making: What's in it for Economists? Neuroeconomics: Decision Making and the Brain Bernheim, B. D. edited by Glimcher, P. W., Fehr, E., Camerer, C. F., Poldrack, R. A. New York: Elsevier. 2008: 115–125
  • Choice-Theoretic Foundations for Behavioral Welfare Economics The Foundations of Positive and Normative Economics: A Handbook Rangel, A., Bernheim, B. D. edited by Caplin, A., Schotter, A. Oxford: Oxford University Press. 2008: 155–192
  • Behavioural Public Economics The New Palgrave Dictionary of Economics Rangel, A., Bernheim, B. D. edited by Durlauf, S., Blume, L. 2008
  • Toward choice-theoretic foundations for behavioral welfare economics 119th Annual Meeting of the American-Economic-Association Bernheim, B. D., Rangel, A. AMER ECONOMIC ASSOC. 2007: 464–70
  • Multimarket Contact and Collusive Behavior Cartels Bernheim, B. D., Whinston, M. edited by Salant, S., Levenstein, M. 2007
  • Behavioral Public Economics: Welfare and Policy Analysis with Fallible Decision-Makers Behavioral Economics and its Applications Bernheim, B. D., Rangel, A. edited by Diamond, P., Vartianen, H. Princeton University Press. 2007: 7–77
  • Common Marketing Agency as a Device for Facilitating Collusion Cartels Bernheim, B. D., Whinston, M. edited by Salant, S., Levenstein, M. Edward Elgar. 2007
  • Intermediate Microeconomics Bernheim, B. D., Whinston, M. McGraw-Hill. 2007
  • The power of the last word in legislative policy making ECONOMETRICA Bernheim, B. D., Rangel, A., Rayo, L. 2006; 74 (5): 1161-1190
  • From Neuroscience to Public Policy: A New Economic View of Addiction Swedish Economic Policy Review Bernheim, B. D., Rangel, A. 2006
  • Saving and Life Insurance Holdings at Boston University - a Unique Case Study National Institute Economic Review Bernheim, B. D., Berstein, S., Gokhale, J., Kotlikoff, L. J. 2006; 198: 75-96
  • The Power of the Last Word in Legislative Policy Making Swedish Economic Policy Review Bernheim, B. D., Rangel, A. 2006
  • Memory and anticipation ECONOMIC JOURNAL Bernheim, B. D., Thomadsen, R. 2005; 115 (503): 271-304
  • How do residents manage personal finances? AMERICAN JOURNAL OF SURGERY Teichman, J. M., Cecconi, P. P., Bernheim, B. D., Novarro, N. K., Monga, M., DaRosa, D., Resnick, M. I. 2005; 189 (2): 134-139

    Abstract

    We examined three research questions: How do residents' debts and savings compare to the general public? How do surgical residents' financial choices compare to other residents? How may institutions help residents' personal financial decisions?The Survey of Consumer Finances was modified and piloted tested to elicit financial information. The instrument was completed by 612 residents at 8 programs.Only 60% of residents budgeted expenses, and 25% and 10% maintained cash balances <611 dollars and unpaid credit card balances >10,000 dollars, respectively. Compared with controls, residents held greater median ratios of debt to household income (2.46 vs. 1.06, P <0.0001), fewer assets to income (0.64 vs. 2.28, P <0.0001), less net wealth to income -1.43 vs. 0.90, P <0.0001), and lower retirement savings balance to household income (0.01 vs. 0.12, P <0.0001). Surgery residents were the least financially conservative group. Mean annual resident contributions to retirement accounts were $1532 higher at institutions with versus without retirement plans (P <0.01).Resident debts are higher and savings lower than the general public. This behavior is most common among surgery residents. Residents save more for retirement when they are eligible for tax-deferred retirement plans. Graduate medical programs should instruct residents on financial management.

    View details for DOI 10.1016/j.amjsurg.2004.11.007

    View details for Web of Science ID 000227103200002

    View details for PubMedID 15720979

  • Addiction and cue-triggered decision processes AMERICAN ECONOMIC REVIEW Bernheim, B. D., Rangel, A. 2004; 94 (5): 1558-1590
  • Do estate and gift taxes affect the timing of private transfers? JOURNAL OF PUBLIC ECONOMICS Bernheim, B. D., Lemke, R. J., Scholz, J. K. 2004; 88 (12): 2617-2634
  • Are life insurance holdings related to financial vulnerabilities? ECONOMIC INQUIRY Bernheim, B. D., Carman, K. G., Gokhale, J., Kotlikoff, L. J. 2003; 41 (4): 531-554

    View details for DOI 10.1093/ei/cbg026

    View details for Web of Science ID 000185836500001

  • The effects of financial education in the workplace: evidence from a survey of households JOURNAL OF PUBLIC ECONOMICS Bernheim, B. D., GARRETT, D. M. 2003; 87 (7-8): 1487-1519
  • Bequests as signals: An explanation for the equal division puzzle JOURNAL OF POLITICAL ECONOMY Bernheim, B. D., Severinov, S. 2003; 111 (4): 733-764
  • The Mismatch Between Life Insurance and Financial Vulnerabilities: Evidence from the Health and Retirement Survey American Economic Review bernheim, B. D., Forni, L., Gokhale, J., Kotlikoff, L. 2003; 93 (1): 354 - 365
  • A Note on Dynamic Tax Incidence The Distribution of Tax Burdens Bernheim, B. D. edited by Fullerton, D., Metcalf, G. Edward Elgar. 2003
  • An Economic Approach to Setting Retirement Saving Goals Innovations in Financing Retirement Bernheim, B. D., Forni, L., Gokhale, J., Kotlikoff, L. edited by Mitchell, O., Bodie, Z., Hammond, B., Zeldes, S. University of Pennsylvania Press. 2002: 77–105
  • Taxation and Saving Handbook of Public Economics Bernheim, B. D. edited by Uerbach, A., Fieldstein, M. 2002: 1173–1249
  • Education and saving: The long-term effects of high school financial curriculum mandates JOURNAL OF PUBLIC ECONOMICS Bernheim, B. D., GARRETT, D. M., Maki, D. M. 2001; 80 (3): 435-465
  • How do urology residents manage personal finances? UROLOGY Teichman, J. M., Bernheim, B. D., Espinosa, E. A., Cecconi, P. P., Meyer, J., Pearle, M. S., Preminger, G. M., Leveillee, R. J. 2001; 57 (5): 866-871

    Abstract

    To examine personal financial management among residents to answer three research questions: do residents make reasonable financial choices; why do some residents not save; and what steps can be taken to improve residents' personal financial decisions.Portions of the Federal Reserve Board's Survey of Consumer Finances were modified and piloted to elicit demographic, expense, saving, and income data. The final questionnaire was completed by 151 urology residents at 20 programs.Comparing residents with the general population in the same age and income categories, the median debt/household income ratio was 2.38 versus 0.64. Residents had greater educational debt, greater noneducational debt, and lower savings. Resident participation in retirement accounts was 100% at institutions with employer-matching 401k or 403b plans, 63% at institutions with nonmatching 401k or 403b plans, and 48% at institutions without retirement plans for residents (P = 0.002). Fifty-nine percent of residents budgeted expenses, 27% had cash balances below $1000, 51% had paid interest charges on credit cards within the previous year, and 12% maintained unpaid credit card balances greater than $10,000. The median resident income was $38,400.A significant minority of residents appear not to make reasonable financial choices. Some residents save little because of a failure to budget, indebtedness, high projected income growth, or insufficient attention to personal financial management. Residents save more when they are eligible for tax-deferred retirement plans, particularly when their institution matches their contributions. Many residents would benefit from instruction concerning prudent financial management.

    View details for Web of Science ID 000168644300005

    View details for PubMedID 11337283

  • What Accounts for the Variation in Retirement Saving Across U.S. Households American Economic Review Bernheim, B. D., Skinner, J., Weinberg, S. 2001; 91 (4): 832 - 857
  • Optimal Money Burning: Theory and Application to Corporate Dividend Policy Journal of Economics and Management Science Bernheim, B. D., Redding, L. 2001; 10 (4): 463 - 507
  • Household Financial Planning and Financial Literacy: The Need for New Tools Essays on Saving, Bequests, Altruism, and Life-Cycle Planning Bernheim, B. D. edited by Kotlikoff, L. J. MIT Press: Cambridge. 2001: 427–477
  • How much should Americans be saving for retirement? 112th Annual Meeting of the American-Economic-Association Bernheim, B. D., Forni, L., Gokhale, J., KOTLIKOFF, L. J. AMER ECONOMIC ASSOC. 2000: 288–92
  • Multimarket Contact and Collusive Behavior Readings in Industrial Organization Bernheim, B. D. edited by Cabral, L. 2000: 71–102
  • Rationalizable Strategic Behavior Recent Developments in Game Theory Bernheim, B. D. edited by Maskin, E. Edward Elgar. 1999
  • Taxes and Saving Encyclopedia of Taxation and Tax Policy Bernheim, B. D. edited by Cordes, J. j., Ebel, R. D., Gravelle, J. G. Urban Institute Press: Washington D.C.. 1999
  • Comment on "Family Bargaining and Retirement Behavior" Behavioral Economics and Retirement Policy Bernheim, B. D. edited by Aaron, H. Brookings Institution Press. 1999: 273–281
  • Anticompetitive Exclusion and Foreclosure through Vertical Agreements CORE Lecture Series Bernheim, B. D., Whinston, M. Center for Operations Research and Econometrics, Universite Catholique de Louvain. 1999
  • Incomplete contracts and strategic ambiguity AMERICAN ECONOMIC REVIEW Bernheim, B. D., Whinston, M. D. 1998; 88 (4): 902-932
  • Exclusive dealing JOURNAL OF POLITICAL ECONOMY Bernheim, B. D., Whinston, M. D. 1998; 106 (1): 64-103
  • Rational strategic choice revisited SCANDINAVIAN JOURNAL OF ECONOMICS Bernheim, B. D. 1998; 100 (2): 537-541
  • Financial Illiteracy, Education, and Retirement Saving Living with Defined Contribution Pensions Bernheim, B. D. edited by Mitchell, O. S., Schieber, S. J. University of Pennsylvania Press. 1998: 38–68
  • Measuring Poverty Among the Elderly Inquiries in the Economics of Aging Bernheim, B. D. edited by Wise, D. A. NBER-University of Chicago Press. 1998: 200–204
  • Pension Funding and Saving Cases and Materials on Employee Benefits Law Bernheim, B. D. edited by Hylton, M. O., Schmall, L. West Publishing Company. 1998
  • Does the Estate Tax Raise Revenue? Federal Transfer Tax Anthology Bernheim, B. D. edited by Caron, P., Burke, K., McCouch, G. Anderson Publishing Company. 1998
  • The Economic Role of Annuities Bernheim, B. D., Bayer, P. J., Boskin, M. J. Catalyst Institute. 1998
  • Taxation and saving: A behavioral perspective 89th Annual Conference of the National-Tax-Association on Taxation Bernheim, B. D. NATL TAX ASSOC-TAX INST AMER. 1997: 28–36
  • The Adequacy of Personal Retirement Saving: Issues and Options Facing the Age Wave Bernheim, B. D. edited by Wise, D. Hoover Institution Press: Stanford, CA. 1997: 30–56
  • Rethinking saving incentives Conference on Fiscal Policy - Lessons from Economic Research Bernheim, B. D. M I T PRESS. 1997: 259–338
  • Veblen effects in a theory of conspicuous consumption AMERICAN ECONOMIC REVIEW BAGWELL, L. S., Bernheim, B. D. 1996; 86 (3): 349-373
  • The Strategic Bequest Motive The Economics of the Family Bernheim, B. D., Shleifer, A., Summers, L. edited by Folbre, N. Edward Elgar. 1996
  • The effects of fundamental tax reform on saving Conference on Economic Effects of Fundamental Tax Reform Engen, E. M., Gale, W. G. BROOKINGS INST. 1996: 83–121
  • REPEATED GAMES WITH ASYMPTOTICALLY FINITE HORIZONS JOURNAL OF ECONOMIC THEORY Bernheim, B. D., Dasgupta, A. 1995; 67 (1): 129-152
  • A TAX-BASED TEST OF THE DIVIDEND SIGNALING HYPOTHESIS AMERICAN ECONOMIC REVIEW Bernheim, B. D., WANTZ, A. 1995; 85 (3): 532-551
  • Who Will Pay for Retirement in the 21st Century NAVA Outlook Bernheim, B. D. 1995; 4 (3): 1 - 3
  • Do Households Appreciate Their Financial Vulnerabilities? An Analysis of Actions, Perceptions, and Public Policy Tax Policy and Economic Growth Bernheim, B. D. 1995: 1–30
  • A THEORY OF CONFORMITY JOURNAL OF POLITICAL ECONOMY Bernheim, B. D. 1994; 102 (5): 841-877
  • Personal Saving, Information, and Economic Literacy: New Directions for Public Policy Tax Policy for Economic Growth in the 1990s Bernheim, B. D. 1994: 53–78
  • 401(k) Plans and Tax Deferred Saving Studies in the Economics of Aging Bernheim, B. D. edited by Wise, D. NBER-University of Chicago Press. 1994: 171–179
  • Do Saving Incentives Work? Brookings Papers on Economic Activity Bernheim, B. D. 1994; 1: 152 - 166
  • Adequacy of saving for retirement and the role of economic literacy Policy Forum on Retirement in 21st-Century - Ready or Not Bernheim, B. D. EMPLOYEE BENEFIT RESEARCH INST. 1994: 73–83
  • Some Thoughts on Saving Studies in the Economics of Aging Bernheim, B. D. edited by Wise, D. NBER-University of Chicago Press. 1994: 171–179
  • Private Saving and Public Policy Tax Policy and the Economy Bernheim, B. D., Scholz, J. K. 1993; 7: 73 - 110
  • A Neoclassical Perspective on Budget Deficits Rassegna di lavori dell' ISCO Bernheim, B. D. edited by Eusepi, G. ISCO. 1993
  • Do Americans Save Too Little Federal Reserve Bank of Philadelphia Business Review Bernheim, B. D., Scholz, J. K. 1993: 3 - 20
  • Altruism within the Family Reconsidered: Do Nice Guys Finish Last? The Economics of Altruism Bernheim, D., Stark, O. edited by Zamagni, S. Edward Elgar Publishing Ltd. 1993
  • Is the Baby Boom Generation Saving Adequately for Retirement? Summary Report Bernheim, B. D. 1993
  • Ricardian Equivalence: An Evaluation of Theory and Evidence Debt and Deficits, Vol. 3: Debt Neutrality and the Theory of Fiscal Policy, 1970s to 1990s Bernheim, B. D. edited by Wood, G., Kaounides, L. Edward Elgar Publishing Ltd.: London. 1992
  • Premium Saving Accounts: A Proposal to Improve Tax Incentives for Saving LaFollette Policy Report Bernheim, B. D. 1992; 5 (1): 22 - 23
  • Is Everything Neutral? The New Classical Macroeconomics Bernheim, B. D. edited by Hoover, K. D. Edward Elgar Publishing Ltd: London. 1992
  • A Neoclassical Perspective on Budget Deficits Debt Neutrality and the Theory of Fiscal Policy Bernheim, D. edited by Wood, G., Kaounides, L. Edward Elgar Publishing Ltd. 1992
  • Comparing the Cost of Capital in the United States and Japan Technology and the Wealth of Nations Bernheim, B. D. edited by Rosenberg, N., Landau, R., Mowery, D. Stanford University Press: Stanford, CA. 1992: 151–174
  • FISCAL-POLICY WITH IMPURE INTERGENERATIONAL ALTRUISM ECONOMETRICA Abel, A. B., Bernheim, B. D. 1991; 59 (6): 1687-1711
  • HOW STRONG ARE BEQUEST MOTIVES - EVIDENCE BASED ON ESTIMATES OF THE DEMAND FOR LIFE-INSURANCE AND ANNUITIES JOURNAL OF POLITICAL ECONOMY Bernheim, B. D. 1991; 99 (5): 899-927
  • OPTIMAL FISCAL AND MONETARY-POLICY - SOME RECENT RESULTS - COMMENT JOURNAL OF MONEY CREDIT AND BANKING Bernheim, B. D. 1991; 23 (3): 540-542
  • The Vanishing Nest Egg: Reflections on Saving in America Bernheim, B. D. Twentieth Century Fund/Priority Press: New York. 1991
  • Repackaging Ownership Rights and Multinational Taxation: The Case of Withholding Taxes Journal of Accounting, Auditing and Finance Bernheim, B. D. 1991; 6 (4): 533 - 536
  • National Saving and Economic Peiformance Bernheim, B. D. edited by Shoven, J. B., Bernheim, B. D. NBER-University of Chicago Press: Chicago. 1991
  • CONSUMPTION TAXATION IN A GENERAL EQUILIBRIUM-MODEL - HOW RELIABLE ARE SIMULATION RESULTS CONF ON NATIONAL SAVING AND ECONOMIC PERFORMANCE Bernheim, B. D., Scholz, J. K., Shoven, J. B. UNIV CHICAGO PRESS. 1991: 131–162
  • TAX POLICY AND THE DIVIDEND PUZZLE RAND JOURNAL OF ECONOMICS Bernheim, B. D. 1991; 22 (4): 455-476
  • MULTIMARKET CONTACT AND COLLUSIVE BEHAVIOR RAND JOURNAL OF ECONOMICS Bernheim, B. D., Whinston, M. D. 1990; 21 (1): 1-26
  • How do the Elderly Form Expectations? An Analysis of Responses to New Information Issues in the Economics of Aging Bernheim, B. D. edited by Wise, D. NBER-University of Chicago Press: Chicago. 1990: 259–283
  • SOCIAL-SECURITY AND PERSONAL SAVING - AN ANALYSIS OF EXPECTATIONS AMERICAN ECONOMIC REVIEW Bernheim, B. D., Levin, L. 1989; 79 (2): 97-102
  • A NEOCLASSICAL PERSPECTIVE ON BUDGET DEFICITS JOURNAL OF ECONOMIC PERSPECTIVES Bernheim, B. D. 1989; 3 (2): 55-72
  • MARKOV PERFECT EQUILIBRIA IN ALTRUISTIC GROWTH ECONOMIES WITH PRODUCTION UNCERTAINTY JOURNAL OF ECONOMIC THEORY Bernheim, B. D., Ray, D. 1989; 47 (1): 195-202
  • INTERGENERATIONAL ALTRUISM, DYNASTIC EQUILIBRIA AND SOCIAL-WELFARE REVIEW OF ECONOMIC STUDIES Bernheim, B. D. 1989; 56 (1): 119-128
  • Collective Dynamic Consistency in Repeated Games Games and Economic Behavior Bernheim, B. D., Ray, D. 1989; 1 (4): 295 - 396
  • The Crisis in Deposit Insurance: Issues and Options Capital Issues in Banking Bernheim, B. D. edited by Greenbaum, S. 1989: 160–197
  • THE TIMING OF RETIREMENT - A COMPARISON OF EXPECTATIONS AND REALIZATIONS CONF ON THE ECONOMICS OF AGING Bernheim, B. D. UNIV CHICAGO PRESS. 1989: 335–355
  • Incentive Effects of the Corporate Alternative Minimum Tax Tax Policy and the Economy Bernheim, B. D. 1989; 3: 69 - 96
  • ALTRUISM WITHIN THE FAMILY RECONSIDERED - DO NICE GUYS FINISH LAST AMERICAN ECONOMIC REVIEW Bernheim, B. D., Stark, O. 1988; 78 (5): 1034-1045
  • IS EVERYTHING NEUTRAL JOURNAL OF POLITICAL ECONOMY Bernheim, B. D., Bagwell, K. 1988; 96 (2): 308-338
  • Budget Deficits and the Balance of Trade Tax Policy and the Economy Bernheim, B. D. 1988; 2: 1 - 32
  • Comparable Worth in a General Equilibrium Model of the U.S. Economy Research in Labor Economics Bernheim, B. D., Beider, P., Fuchs, V., Shoven, J. 1988; 9: 1 - 52
  • Pension Funding and Saving Pensions in the U.S. Economy Bernheim, B. D., Shoven, J. edited by Bodie, Z., Shoven, J., Wise, D. NBER-University of Chicago Press: Chicago. 1988: 85–111
  • Social Security Benefits: An Empirical Study of Expectations and Realizations Issues in Contemporary Retirement Bernheim, B. D. edited by Lazear, E., Campbell, R. R. Hoover Institution Press: Stanford. 1988: 312–345
  • Taxation and the Cost of Capital: An International Comparison Annales d'Economie et de Statistique Bernheim, B. D. 1988; 11: 93-116
  • THE ECONOMIC-EFFECTS OF SOCIAL-SECURITY - TOWARD A RECONCILIATION OF THEORY AND MEASUREMENT JOURNAL OF PUBLIC ECONOMICS Bernheim, B. D. 1987; 33 (3): 273-304
  • ECONOMIC-GROWTH WITH INTERGENERATIONAL ALTRUISM REVIEW OF ECONOMIC STUDIES Bernheim, B. D., Ray, D. 1987; 54 (2): 227-241
  • RICARDIAN EQUIVALENCE - AN EVALUATION OF THEORY AND EVIDENCE NBER MACROECONOMICS ANNUAL Bernheim, B. D. 1987; 2: 263-304
  • Dissaving After Retirement: Testing the Pure Life Cycle Hypothesis Issues in Pension Economics Bernheim, B. D. edited by Bodie, Z., Shoven, J., Wise, D. NBER-University of Chicago Press: Chicago. 1987: 237–282
  • Does the Estate Tax Raise Revenue? Tax Policy and the Economy Bernheim, B. D. 1987; 1: 113 - 138
  • Coalition Proof Nash Equilibria I: Concepts Journal of Economic Theory Bernheim, B. D., Peleg, B., Whinston, M. 1987; 42 (1): 1 - 12
  • Taxation and the Cost of Capital: An International Comparison The Consumption Tax: A Better Alternative? Bernheim, B. D., Shoven, J. edited by Walker, W., Bloomfields, B. Ballinger Publishing Co.. 1987
  • Coalition Proof Nash Equilibria II: Applications Journal of Economic Theory Berbheim, B. D., Whinston, M. 1987; 42 (1): 13 - 29
  • ON THE EXISTENCE OF MARKOV-CONSISTENT PLANS UNDER PRODUCTION UNCERTAINTY REVIEW OF ECONOMIC STUDIES Bernheim, B. D., Ray, D. 1986; 53 (5): 877-882
  • ON THE VOLUNTARY AND INVOLUNTARY PROVISION OF PUBLIC-GOODS AMERICAN ECONOMIC REVIEW Bernheim, B. D. 1986; 76 (4): 789-793
  • COMMON AGENCY ECONOMETRICA Bernheim, B. D., Whinston, M. D. 1986; 54 (4): 923-942
  • MENU AUCTIONS, RESOURCE-ALLOCATION, AND ECONOMIC INFLUENCE QUARTERLY JOURNAL OF ECONOMICS Bernheim, B. D., Whinston, M. D. 1986; 101 (1): 1-31
  • AXIOMATIC CHARACTERIZATIONS OF RATIONAL CHOICE IN STRATEGIC ENVIRONMENTS SCANDINAVIAN JOURNAL OF ECONOMICS Bernheim, B. D. 1986; 88 (3): 473-488
  • Pondering Pensions Regulation Bernheim, B. D. 1986; Nov/Dec: 53 - 55
  • COMMON MARKETING AGENCY AS A DEVICE FOR FACILITATING COLLUSION RAND JOURNAL OF ECONOMICS Bernheim, B. D., Whinston, M. D. 1985; 16 (2): 269-281
  • THE STRATEGIC BEQUEST MOTIVE JOURNAL OF POLITICAL ECONOMY Bernheim, B. D., Shleifer, A., SUMMERS, L. H. 1985; 93 (6): 1045-1076
  • STRATEGIC DETERRENCE OF SEQUENTIAL ENTRY INTO AN INDUSTRY RAND JOURNAL OF ECONOMICS Bernheim, B. D. 1984; 15 (1): 1-11
  • RATIONALIZABLE STRATEGIC BEHAVIOR ECONOMETRICA Bernheim, B. D. 1984; 52 (4): 1007-1028
  • A NOTE ON DYNAMIC TAX INCIDENCE QUARTERLY JOURNAL OF ECONOMICS Bernheim, B. D. 1981; 96 (4): 705-723